Spanish 21 General Rules

Base Game Rules

All standard blackjack procedures will be used with the following exceptions:

  1. Five decks will be used (48 cards each 2-9, J, Q, K, A). These are standard blackjack decks with all the #10 cards removed.
  2. Players win on all blackjacks and are paid immediately. Note the following:
  • Dealer’s up card is a Face card: Pay bet 3/2 and remove hand BEFORE peeking under the face card.
  • Dealer’s up card is Ace: Pay bet 3/2 and all other players may take insurance, including players that have been paid on the BLACKJACKS.  If a player does not take insurance, remove hand BEFORE peeking.
  • Doubling down on a two card 21 (blackjack) is permitted. Instead of taking the blackjack payout, a player may elect to double down.
  1. Players win on all hands totaling 21 and are paid immediately.
  • Pay bets even money, or at the appropriate Bonus 21 Payout rate. After paying remove player’s cards.
  • Doubling down on a three or more card soft 21 is permitted. Instead of receiving the “immediate” 21 payout, a player may elect to double down
  1. Pair Splitting
  • Players may split cards of equal value, including Aces, creating up to four hands.
  • Hitting or Doubling of split hands including Aces is allowed.
  • Bonuses are paid on Non-Doubled split hands. Splitting or Doubling VOIDS SUPER BONUS.
  1. Double Down
  • Players may Double-Down once on any total, on 2, 3, 4 or more cards INCLUDING after splitting.
  • Players may not Double Down for less.
  • Bonuses are not paid on doubled hands; original and doubled bets are always paid even money.
  1. Double-Double Down
  • Once a player elects to double and receives a double card, he then has the option to double-double down (double his total wager again), rescue or stand.
  • A player may double the total wager up to three times, once via double down and twice via double-double down, creating a maximum wager up to 8 times the original wager.
  • Double-Double Down bets are capped at the maximum bet allowed.
  1. Double Down Rescue
  • After doubling, players may choose to Rescue (take back) the doubled portion of the bet and forfeit the original bet. Busted Doubles CAN NOT BE rescued.
  • Double down Rescue should not be confused with or called Surrender. A player may surrender any first two card hand after the dealer has checked for Blackjack and always gives up ½ of his bet.  RESCUE on the other hand applies only to a DOUBLED hand which will be 3 or more cards, and he can only RESCUE the doubled portion.
  1. Insurance is permitted. Players may bet up to ½ the original bet, on any dealer’s Ace card showing, including a PAID Blackjack. Insurance pays 2 to 1.
  2. Late Surrender Allowed – player can not surrender against a Dealer’s Blackjack. A player may surrender (forfeit) ½ of his original bet, on his first two cards only, against any dealer up card.  If dealer up card is a Face or Ace, dealer must check for blackjack; if no blackjack, player may surrender.
  3. Super Bonus payouts are $1,000 on a $5-$24 bet, or $5,000 on a $25 or higher bet. Envy Bonus of $50 is paid to all other betting players of the round in either case.
  4. Dealer will notify floor supervisor when a player holds two suited 7’s on the INITIAL deal, and dealer’s up card is ANY 7. Dealer’s 7 does not have to match suit of players 7’s.  If player receives the 3rd same suited 7 the floor supervisor will instruct the dealer to pay the appropriate suited 7-7-7 bonus and leave the player hand on the table, then pay out the remainder of the hands.  Floor supervisor will now instruct dealer to pay the appropriate SUPER BONUS and the $50 ENVY BONUS to bettors of that round.  If more than one SUPER BONUS is hit on any given round, the house pays each SUPER BONUS in full, and an ENVY BONUS is paid on each SUPER BONUS to the other betting players of that round. Doubling down voids chance of SUPER BONUS, and all bonus 21 payouts.
  5. In addition to the regular 21 bet, we offer either a Match the Dealer up card wager and a Match the Dealer down card wager. A Match the Dealer up card wager is a wager that one or both of a player’s original two cards of the hand will exactly match the dealer’s up card in rank. A Match the Dealer down card wager is a wager that either of a player’s original two cards of the hand will exactly match the dealer’s down card in rank. There are two payoff amounts for each respective wager, a suited rank match and an unsuited rank match. In order to play one or both Match the Dealer wagers, the player must make a regular 21 wager. In order to make a Match the Dealer down card wager for a particular hand, a player must also make a Match the Dealer up card wager for that same hand.
  6. Dealers must get an approval for any bonus payoff over $100.

Payout Odds

Unsuited Match Payout = 3 to 1        Suited Match Payout = 13 to 1

All Bonus 21 Payouts are made on the following non-doubled hands totaling 21

  1. 5 card 21 pays 3 to 2
  2. 6 card 21 pays 2 to 1
  3. 7-card 21 pays 3 to 1
  4. 6-7-8 mixed suits pays 3 to 2
  5. 6-7-8 same suits pays 2 to 1
  6. 6-7-8 all Spades pays 3 to 1
  7. 7-7-7 mixed suits pays 3 to 2
  8. 7-7-7 same suits pays 2 to 1
  9. 7-7-7 all Spades pays 3 to 1

Spanish 21 – Progressive Wager Rules & Dealing Procedures

In addition to the regular Spanish 21 base game wager and the Match the Dealer Up & Down wagers we are offering an optional Spanish 21 Progressive wager.

The player must make a base game wager. They may make one or both of the Match the Dealer wagers and they may make a single fixed $5 wager on an electronically sensed wager spot. Once all wagers are placed two cards will be dealt to the player (s), two cards to the dealer (one face-up and one face –down).

The Spanish 21 Progressive game will use the approved Masque Publishing designed Progressive System.

All Spanish 21 rules and dealing procedures remain the same. After the hand has been settled and all base wagers and match the dealer wagers have been settled any progressive wager winners will be determined and paid.  The dealer’s first two cards and the player’s first two cards will be used to determine any progressive jackpot payouts.

When a player that makes a Spanish 21 Progressive wager gets 2 Suited Matches (both of the player’s initial two cards match the Dealer’s Up and /or Down Card in rank and suit), that player will win a Progressive Award of either 10% or 100% of the posted progressive jackpot for the 2 Suited Matches as listed in the pay table on this page.

If there are multiple 2 suited Match wins in the same round of play, then multiple progressive awards of either 10% or 100% of the progressive jackpot will be paid. When multiple progressive awards occur in the same round of play, they are paid in sequence of occurrence. (Example: If the 2nd player from the dealer’s left hits a 10% or 100% award and the 4th player from the left also hits a 10% or 100% award, the award for the 2nd player from the dealer’s left will be subtracted from the progressive meter before the amount of the 10% or 100% award for the 4th player from the dealers left is determined).

The following progressive wager pay table 4b #2 will be used to determine amount won for progressive wager:

  • 2 Suited Matches w/Dealers Up AND Down – 100% of Progressive Jackpot
  • 2 Suited Matches w/Dealers Up OR Down – 10% of Progressive Jackpot
  • 1 Non-Suited & 1 Suited Match – $30 *
  • 1 Suited Match – $25 *
  • 2 Non – Suited Matches – $10 *
  • 1 Non – Suited Match – $5 *

*Each fixed payout applies to any matches on the dealer’s up card, AND AGAIN for any matches on the dealer’s down card.

“2 Suited Matches” means both player cards match each other and the dealer’s card(s) in rank & suit

Minimum and Maximum Permissible Wagers

  • Spanish 21 wager: $5 – $300
  • Match the Dealer wager: $1 to $300
  • Progressive wager: $5

Irregularities

  • Floor Supervisor decision will be final.
  • Players will be given the option to play the hand or pull their bet back if the dealer makes an error inconsistent with rules of the game.

Side Bets

“Side betting between and against players or against the house is prohibited”

Fortune Pai-Gow  Progressive Rules

Progressive Fortune Pai Gow adds a twist to Fortune Pai Gow Poker by giving the player an opportunity to win all or part of a large, incrementing jackpot. In addition to the Progressive wager, the game also features a head to head play against the dealer, a fortune bonus, and possible envy bonuses.

How to play

Players can make the optional Fortune bet as well as the $5.00 Progressive bet in addition to player’s standard Pai Gow Poker bet. The dealer will then give players seven cards. The Fortune and Progressive bets use all seven cards to determine winning hands. The Progressive bet wins on a full house, and the top two hands award all, or part of the Progressive meter. Players win the Fortune bet if the hand is three of a kind or better, and the top five hands trigger Envy bonuses. If any player at the table hits one of these hands, all other players that made a $5.00 or better Fortune bet win an Envy bonus. Players cannot win Envy bonuses on their own hand or the dealer’s hand.

Minimum and Maximum Permissible Wagers

Fortune Pai Gow wager – $1 to $300
Envy Bonus Wager – $1 to $300
Fortune Pai Gow Poker Progressive Wager – $5

$30,000 per table aggregate maximum payout per hand (If a player is betting on two hands, it is considered two separate players). Table maximum does not include Envy Bonus.

Payout Odds: Pay table A

Players Hand / Odds / Envy Hand
7 card Straight Flush No Joker / 8000 to 1 / 5,000
Royal Flush plus Royal Match (Suited K and Q) / 2000 to 1 / $1,000
7 Card Straight Flush W/Joker / 1000 to 1 / $500
Five Aces / 400 to 1 / $250
Royal Flush / 150 to 1 / $50
Straight Flush / 50 to 1 /  $20
Four of a Kind / 25 to 1 / $5
Full House  / 5 to 1
Flush / 4 to 1
Three of a kind / 3 to 1
Straight / 2 to 1
3 Pair / Push

Minimum and Maximum Envy Bonus Wagers

Minimum Fortune Bonus Wager – $1.00
Minimum Wager Envy Bonus (to be eligible) – $5.00
Maximum Wager (Fortune and Bet) – Max allowed by WSGC

Irregularities

When an irregularity occurs in the game, the dealer will notify their supervisor and the supervisor will handle the situation.  Most decisions are subjective and will be handled on an individual basis.  The following are some basic irregularities that will be house policy:

    1. A misdeal will be declared if:
      1. Any hand fails to receive exact total of seven cards
      2. The Joker or an Ace is exposed during the deal
      3. Failure to shuffle or cut the deck
      4. The exposure of two or more cards
      5. Tie: at a showdown, the banker will win all tie situations
    2. A Fouled hand will be a forfeited hand, unless set by the house dealer.  If set incorrectly by a dealer, it will be reset according to house way.
    3. If the shuffle master (ideal) has a malfunction or fails to work the game will be closed until the shuffle master (ideal) is repaired or replaced.

Progressive Jackpot Pay table

7 card natural straight flush – 100%
Royal flush plus Royal match –  50%
7 card wild straight flush – 25%
Five Aces – $12,500 for $5
Royal Flush – $1,000 for $5
Straight Flush – $500 for $5
Four or a kind – $375 for $5
Full House – $30 for $5

Side betting between and against players or against the house is prohibited

Lucky Ladies

Summary of Game

  1. The Lucky Ladies game is an optional proposition bet used in the game of Blackjack. Lucky Ladies may be played on 2-8 deck blackjack games only.
  2. The proposition is whether or not the player’s first two cards equal a total of twenty. Additional bonuses are paid if the player’s two cards equaling twenty are suited, (e.g. Ace of Clubs and Nine of Clubs) or matched (e.g. two identical cards such as two Kings of Diamonds.) Special bonuses are awarded if the player’s first two cards are each a Queen of Hearts, (the “Lucky Ladies”), and the top prize is awarded if the player’s Queen of Hearts pair occurs at the same time the dealer has a blackjack.
  3. The outcome of the primary blackjack bet has no bearing on the Lucky Ladies bet and vice versa. A player can win on one and lose on the other.
  4. Other than the payment or loss of the proposition bet on the first two cards, there is no effect on the primary game of blackjack and no changes in dealing procedures or player strategy.

Start of the Game

  1. Prior to the start of each round of blackjack play, players are afforded the opportunity to place a voluntary Lucky Ladies bonus wager on the designated spot on the table layout at the same time their primary bet is made and before any cards are dealt.
  2. After all wagers have been placed, the dealer deals the first two cards to each player and to themselves in the same manner as regular blackjack procedures.

Determination of Winner

Take or Pay Procedures

  1. Once the dealer has dealt the first two cards to each player, the dealer must determine if any of the players, that bet the Lucky Ladies wager, have a hand whose first two cards total 20.
  2. If face down, the Lucky Ladies bets will be reconciled before addressing the main bet in order from left to right.  If face up, beginning from the dealer’s right to left, the dealer takes all losing Lucky Ladies wagers first, then pays all winning Lucky Ladies wagers.
  3. The winning payoff odds depend upon the number of decks used and are as follows:
WINNING HAND 2 Decks 6 Decks
Queen of Hearts pair w/ Dealer Blackjack 1000 1000
Queen of Hearts pair 200 125
Matched 20 25 19
Suited 20 10 9
Any 20 4 4

NOTE: All odds shown above are “to 1” and only the highest qualifying hand is paid. For example, if a player’s initial two cards are two queens of Clubs, the hand is paid as a “Matched 20” only. They do not also receive payment for a “Suited 20” or “Any 20.” We determine the highest winning hand from the player’s hand and pay it according to the chart above.

 It is prohibited to make side bets between or against players and against the house.

Irregularities

When an irregularity occurs in the game the dealer will notify their Supervisor and the Supervisor will handle the situation. Most decisions are subjective and will be handled on an individual basis. The Supervisors decision is final.

Any shuffle machine malfunction will require the game to be hand shuffled and dealt from a standard 2-8 deck dealing shoe.

  1. Played on 2 – 8 deck blackjack games only.
  2. The proposition is whether or not the player’s first two cards equal a total of twenty. Additional bonuses are paid if the player’s two cards equaling twenty are suited, (e.g. Ace of Clubs and Nine of Clubs) or matched, (e.g. two identical cards such as 2 King of Diamonds).  Special bonuses are awarded if the player’s first two cards are each a Queen of Hearts, (the “Lucky Ladies”), and the top prize is awarded if the player’s Queen of Hearts pair occurs at the same time the dealer has a blackjack.
  3. The outcome of the primary blackjack bet has no bearing on the Lucky Ladies™ bet and vice versa. A player can win on one and lose on the other.
  4. Other than the payment or loss of the proposition bet on the first two cards, there is no effect on the primary game of blackjack and no changes in dealing procedures or player strategy

Minimum /Maximum Wagers

Lucky Ladies bonus wager: $1.00 – $300 maximum

Blackjack wager: $5 – $300 maximum

Face Up Pai Gow

RULES OF PLAY

  1. Face Up Pai Gow Poker is a pai gow poker variant played with a 53 card deck, consisting of a standard 52 card deck and one joker.  The joker may either complete a straight, flush, straight flush or act as an ace.  It plays like conventional pai gow poker, except in which all the dealer cards are exposed first.  If the dealer has exactly an ace high hand “pai gow,” then the hand will automatically result in a push (tie).  Player’s do NOT pay commission on winning hands. Face Up Pai Gow also offers the optional Fortune Bonus and  the Ace-High bonus wagers.
  2. To begin each round, players must make their standard Pai Gow wagers. They may also make the, Fortune Bonus, and/or Ace High bonus.
  3. The Fortune Bonus bet considers the best hand possible among the player’s seven cards and is reconciled against the posted pay table.
  4. Players may bet any amount within table limits; however, a Fortune Bonus bet of at least $5 qualifies them for Envy Bonus payouts.  Players win the Envy Bonus when a player at the table receives a four of a kind or higher, excluding the dealer and his/her own hand.
  5. The Ace-High bonus wager (if available) pays if the dealer’s seven cards are an Ace High Pai Gow. See pay table for odds.
  6. Once all players have made their wagers, the dealer then follows house procedure for pai gow poker.
  7. After all packets of cards are dealt, the dealer exposes their seven card and, sets it in accordance to the house way.
  8. After the dealer’s hand is set, and it’s determined their hand doesn’t contain an Ace-High pai gow, the players set their seven card hand, and standard pai gow play continues.
  9. If the dealer’s hand is an ace-high “pai gow,” all player main wagers are pushed.
  10. While reconciling the standard Pai Gow poker wagers, the dealer also reconciles the Fortune Bonus and (if available) Ace High bonus.

High Card Flush

High Card Flush is a house-banked card game played with a standard 52 – card deck of playing cards. There are multiple wagers that may be made by a player. Ranking of hands are based upon the number of cards of the same suit (a flush) in the player’s or dealer’s hand. The Ante and Raise wagers correspond to the player’s hand versus the dealer’s hand. Other optional wagers are based upon comparing the player’s hand to a predetermined pay table. These wagers remain in action even if the player folds during play and forfeits their Ante and Raise wagers.

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